Manulife Vitality Program
Most life insurance plans just cost you money. Manulife Vitality rewards BC residents for the healthy habits they already have β with up to 15% in premium savings at Platinum, a free Apple Watch SE 3, and over $1,700 a year in real rewards.
“Honestly? It feels like I’m being paid to work out and have life insurance.”
How It Works
No complicated rules. Vitality rewards what you’re likely already doing β and motivates you to do a little more.
Choose a qualifying Manulife policy β Term, Universal Life, or Par β and add Vitality Plus. You immediately get 10% off your premiums in year one.
Complete your Vitality Health Review to find your Vitality Age™. Earn points through walking, sleeping, dental visits, annual physicals, and workouts.
Accumulate Vitality Points™ to reach Bronze, Silver, Gold, or Platinum. The higher you climb, the bigger your savings and brand rewards.
Vitality Status Tiers
Platinum is more attainable than most people expect. Working out 4β5 times a week, completing an annual physical, and adding simple activities like yoga or meditation is enough. Evan has hit Platinum every year without ever doing the Vitality Health Check.
Earning Points
Vitality rewards the habits that are likely already part of your life.
| Vitality Health Review | 500 pts |
| Non-smoker declaration | 1,000 pts |
| Vitality Check™ (full health screen) | 4,500 pts |
| Preventative health checks | 1,000 pts |
| Physical activity (annual total) | 6,000 pts |
| Athletic events | 1,500 pts |
| Online health education | 700 pts |
| Meditation (HealthyMind™) | 500 pts |
| Weekly goals check-in | 1,040 pts |
| First Aid / CPR certification | 100 pts |
Total points available per year. Platinum only requires 10,000 β most active members reach it without trying.
Welcome bonus points just for registering and completing your Health Review within 90 days.
Of your previous year’s points are gifted back at the start of each new year as a kickstart bonus.
Your Personalised Quote
60 seconds. No obligation. Your answers let Evan prepare a fully personalised Vitality quote before your call.
Which reward excites you most?
Choose the one that appeals most β we’ll show you exactly how to earn it.
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How often do you exercise?
There’s no wrong answer β Vitality works at every fitness level.
Do you use a fitness tracker?
Vitality Plus members can earn a free Apple Watch SE 3 by hitting monthly activity targets. Oura Ring 4, WHOOP, Garmin and Fitbit are also supported.
How much coverage are you looking for?
Helps Evan prepare your accurate quote. Not sure? He’ll guide you on the call.
Do you smoke or use tobacco?
Your honest answer gets you the most accurate quote β standard for all life insurance applications.
What’s your date of birth?
Used to calculate your exact Vitality premium and personalised savings amount.
π Used only to prepare your personalised Manulife quote.
Where do we send your quote?
Evan is preparing your personalised Vitality profile β projected status, annual rewards value, and exact premium savings.
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Licensed Insurance Broker · Metacap Financial · BC Canada
Your personalised Vitality quote is being prepared by Evan. Based on your activity level, here’s your projected profile:
Prefer to talk first? Call or text: 778-951-6218
Vitality Go vs Vitality Plus
| Feature | Vitality Go | Vitality Plus β¦ |
|---|---|---|
| Life insurance coverage | β Included | β Included |
| 10% off premiums in year 1 | β | β Immediate |
| Up to 15% ongoing savings | β | β Based on status |
| Apple Watch SE 3 ($0 w/ 500 pts/mo) | β | β Earn monthly |
| Apple Watch Series 11 | β | $220 + $13.70/mo × 24 |
| Apple Watch Ultra 3 | β | $770 + $13.70/mo × 24 |
| Oura Ring 4 | β Supported | β Supported |
| WHOOP | Discount on membership | Complimentary device access |
| Garmin / Fitbit savings | Up to 40% off | Free device |
| adidas sportswear | 15% off | Up to 30% off (by status) |
| Expedia travel savings | 10% off | Up to 50% off (max $500/yr at Platinum) |
| GoodLife Fitness | β | 25% off membership |
| Orangetheory Fitness | β | Discount partner |
| HelloFresh savings | β | Up to free box (~$154) at Platinum |
| Amazon rewards | β | $99 gift code (Platinum, 3-yr VHR) |
| Free ExamOne health screen | β | β At-home paramedical ($120 value) |
| Medcan / Galleri cancer test | β | 50% off (age 50+, $1M+ coverage) |
| Cronometer nutrition app | β | 30-day free trial + discounts |
| NiaHealth telehealth | β | 15% off |
| KixCare mental health | β | β Available |
| PKG Carry Goods | β | β Member discounts |
| Personalized Prescribing | β | Pharmacogenetics testing |
| Les Mills+ fitness app | 14-day trial + up to 50% off | 14-day trial + up to 50% off |
| Gift cards β Vitality Wheel™ | Based on activity | Based on activity |
Everything you share is used only to prepare your personalised quote β never shared or sold to third parties.
Your call with Evan is a conversation, not a pitch. You’ll leave with real numbers and a clear picture β whether you proceed or not.
Evan builds your quote before you meet. You walk through projected Vitality status, exact savings, and personalised reward value β in 20 minutes.
Mike, a BC Realtor, hits Platinum every single year. He calls it being paid to work out and own life insurance. That outcome is available to you too.
The Chartered Life Underwriter and Certified Health Insurance Specialist are the two most advanced designations in the Canadian insurance industry β recognized by carriers, institutions, and peers nationwide.